Your Local Partner in Commercial Lending

Our commercial real estate loans offer a simple, cost-effective way to purchase, expand, refinance, or upgrade your business space. With our support, you can transform your real estate goals into a reality, giving your business the room it needs to flourish.

These services cater to builders and investors looking to fuel commercial real estate development projects. With Pan American Bank & Trust, you gain access to the necessary capital for new construction endeavors or rehabilitating multi-family residences and commercial investment properties. Our supportive financial solutions are crafted to streamline the funding process, enabling your projects to move forward efficiently and with the financial security needed to see them from blueprint to completion.

We offer dynamic financing to help you manage your business’s cash flow. Tailored for flexibility, it ensures you have access to funds when you need them. Interest is incurred only on the amount utilized, not the entire credit line. Plus, as you repay, the credit becomes available again, providing a revolving financial tool to support the ebbs and flows of your business operations.

Our equipment financing options are tailored for businesses investing in new tools and technology. With flexible payment plans matched to the asset’s life, businesses can manage costs effectively across the lifespan of the equipment. This helps companies stay competitive by acquiring vital assets without straining their cash flow.

This product is crafted to meet the specific requirements of all types of businesses, professional firms, and family offices – such as attorneys, tax professionals, dentists, dermatologists, and more. This personalized lending solution offered by Pan American Bank & Trust provides the necessary support for the growth and efficient cash flow management of your practice, ensuring a stable foundation for future investments.

This offers tailored financing solutions for homeowner associations, supporting capital improvement projects that enhance living spaces and property values. With this loan, associations can confidently invest in renovations and upgrades, ensuring their condominiums remain attractive and competitive in the real estate market.

Secure the capital needed to acquire an existing business or franchise, with options that may include SBA loan programs for qualified buyers. These loans are designed to provide the leverage necessary to purchase and grow an existing enterprise, with the added benefit of SBA resources and support for eligible acquisitions. Visit our SBA loan page for more information on how this option can facilitate your business purchase.